WealthSecure Insights · Smart Presentations

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Your Business Today

Choose a topic below. Each presentation takes about 3 minutes and ends with a simple way to connect with Derrick directly.

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Business Payments

Powered by Corpay · America's #1 Commercial Card

Your business is already spending money. Find out how to earn it back — automatically, every month.

Earn cash rebates on every business purchase
Real-time spending controls and fraud prevention
Free to set up — no cost to switch
$800M+ paid in rebates to clients last year

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Accident & Income Protection

Combined Insurance · Backed by Chubb · Individuals & Businesses

What happens to you, your family, or your employees if illness or injury stops the income? Most people have no plan — and health insurance doesn't pay your bills.

Pays cash directly to you — not the hospital
Accident, critical illness, and income protection
Available to individuals, families, and employees
Less than a cup of coffee a day

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Business Credit

CreditSuite · Build Credit in Your Business Name

96% of businesses have no credit profile. Every loan you take runs through your personal score. There's a better way.

Build credit in your business name — not yours
Protect your personal assets from business debt
Access funding without personal guarantees
Free to start — no credit pull required

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Your Business Is Already Spending Money

Every dollar your business spends on fuel, supplies, travel, vendors, and operating expenses is money that leaves and never comes back. Most business owners accept that as the cost of doing business.

What if every dollar you spent also earned you money back?

That's exactly what Corpay does — and it costs nothing to set up.

Who Is Corpay?

Corpay is America's #1 commercial Mastercard issuer — a division of FLEETCOR Technologies, a Fortune 500 company with 50 years of experience and 1.6 billion transactions processed.

Over $800 million paid in cash rebates to clients last year
Eliminated 4,810 manual check-writing processes for clients
Real-time spending controls and fraud prevention built in
Multi-Card, Expense Management, and AP Automation in one platform

How the Cash Back Works

Corpay issues your business a commercial card. Every time you or your employees use it — fuel, hotels, vendors, supplies — a rebate percentage is credited back to your account automatically.

The average business earns thousands per year just by switching how they pay for things they're already buying.

You also get real-time controls: set spending limits by employee, by category, by day. Get SMS alerts on every transaction. Stop fraud before it starts.

What It Costs to Get Started

Nothing. Corpay is free to set up. There are no upfront fees to switch your payment system. The rebates you earn are the revenue model — Corpay succeeds when your business spends, which means they're motivated to make the system work for you.

You can be connected and earning rebates within 24 hours of submitting your information.

Derrick submits your information directly to the Corpay partner portal. A Corpay specialist follows up to complete the setup.

Ready to See What You'd Earn?

Fill out the short form below and Derrick will reach out within 24 hours to calculate your estimated annual rebate based on your actual spending — and submit your information to Corpay to get the process started.

No commitment required. This is a free consultation.

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Get Your Free Rebate Estimate

Derrick will calculate what your business would earn and get you connected with Corpay — usually within 24 hours.

First Name *

Last Name *

Business Name *

Email Address *

Phone Number

Estimated Monthly Business Spending

Anything else you'd like Derrick to know?

Your information is never shared or sold. Derrick will reach out personally within 24 hours.

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You're on Derrick's list.

He'll reach out within 24 hours to walk through your rebate estimate and get you connected with Corpay. In the meantime, feel free to book a time directly.

📅 Book a 30-Minute Call Now ← Back to WealthSecure Insights

Health Insurance Pays the Hospital. Not You.

Most people assume they're covered. But health insurance pays your doctor and your hospital — it doesn't replace your income. If you get hurt or sick and can't work, your mortgage, your groceries, and your bills don't pause.

Most Americans can't cover 6 weeks of lost income without it affecting everything in their life.

Combined Insurance fills that gap — paying cash directly to you, regardless of what any other insurance does. For individuals, families, and employees alike.

Who Is Combined Insurance?

Combined Insurance is one of the most recognized supplemental insurance brands in America — backed by Chubb, one of the world's largest publicly traded property and casualty insurers.

Pays cash directly to you — not the hospital or provider
Available to individuals, families, self-employed, and businesses
No network restrictions — use any doctor, any hospital
Wyoming-licensed — Derrick serves clients across the state

What's Covered — For Anyone

Whether you're an individual, a family, or a business owner with employees, Combined Insurance has a product for your situation:

Accident Insurance — cash when an injury keeps you from working
Critical Illness / Critical Care — lump sum on diagnosis of cancer, heart attack, or stroke
SickPay Plus — income replacement when illness sidelines you
Hospital Champion — daily cash for every day you're hospitalized
Income Protector — ongoing income replacement for extended disability

What It Costs

Most Combined Insurance policies cost less than a cup of coffee per day — often $1–$4 per day depending on your age, coverage level, and the specific product you choose.

The premium is small. The payout when something happens is not. And the peace of mind is priceless.

Derrick will walk you through the options that fit your situation and budget — no pressure, no obligation, no hard sell.

Get a Free 10-Minute Consultation

Whether you're an individual looking to protect your own income, a family wanting a safety net, or a business owner thinking about your employees — Derrick will find the right fit for your situation.

Wyoming residents only. Derrick is licensed to serve individuals, families, and businesses across the state.

Fill out the form below and he'll reach out within 24 hours.

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Get Your Free Coverage Consultation

Individuals, families, self-employed, and business owners are all welcome. Derrick will find the right fit for your situation — no pressure, no obligation.

First Name *

Last Name *

Email Address *

Phone Number

Who are you looking to protect?

What's your biggest concern right now?

Anything else for Derrick?

Wyoming residents only. Your information is never shared or sold.

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Derrick will be in touch.

He'll reach out within 24 hours to learn more about your situation and walk you through the coverage options that make the most sense for you — no pressure, no obligation.

📅 Book a 30-Minute Call Now ← Back to WealthSecure Insights

Your Business Is Invisible to Lenders

96% of small businesses have no credit profile in their business name. That means every loan, every line of credit, every financing decision runs through your personal credit score — putting your personal assets on the line every time your business needs money.

There's a way to build credit in your business name — completely separate from yours.

What Business Credit Actually Is

Business credit is a credit profile built in your company's name — reported to Dun & Bradstreet, Experian Business, and Equifax Business. It is completely separate from your personal credit score.

Lenders evaluate your business — not you personally
No personal guarantee required on business-only credit
Your personal assets stay protected
Builds over time — the sooner you start, the stronger it gets

The 5-Tier Credit Building System

CreditSuite uses a proven 5-tier progression to build your business credit profile from zero to fundable:

Tier 1 — Business foundation (EIN, address, DUNS number)
Tier 2 — Starter vendor accounts (Net 30 terms)
Tier 3 — Store credit cards in business name
Tier 4 — Fleet and cash credit cards
Tier 5 — Bank lines of credit up to $250,000+

What Business Credit Unlocks

Once your business has an established credit profile, doors open that most small business owners never knew existed:

Business credit cards with $10,000–$50,000 limits — no personal guarantee
Vendor Net 30 accounts for inventory and supplies
Equipment financing in the business name
SBA loans and bank lines of credit up to $250,000+

All without touching your personal credit score.

Start for Free — Right Now

CreditSuite offers a free business credit analysis that shows you exactly where your business stands today and what it would take to build a fundable profile. No credit pull. No cost. No commitment.

You can start the free analysis right now: creditsuite.com/?afmc=8r

Or fill out the form below and Derrick will walk you through it personally.

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Get Your Free Business Credit Analysis

Derrick will walk you through where your business stands and what it would take to build a fundable credit profile.

First Name *

Last Name *

Business Name *

Email Address *

Phone Number

Does your business currently have a DUNS number?

What's your primary goal?

No credit pull. Free to start. Your information is never shared or sold.

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You're on Derrick's list.

He'll reach out within 24 hours to walk through your business credit analysis. You can also start the free CreditSuite analysis right now — no credit pull, no cost.

🚀 Start Free Analysis Now 📅 Book a Call with Derrick

Next Step

Get Your Free 5-Minute Resiliency Audit

Now that you've seen the model, let's see how it fits your specific situation. We'll identify exactly where your income leaks are and how to plug them — at zero cost to you or your company.

📅 Book My 5-Minute Audit 💬 Text Derrick Directly