Personal Solutions
Explore our comprehensive personal solutions designed to protect your financial future and secure your legacy.
WealthSecure Life
WealthSecure Life offers a range of life insurance products tailored to your unique needs, providing financial security for you and your loved ones.
Term Life Insurance
Affordable Protection for a Specific Period
Term life insurance provides coverage for a specific period (typically 10, 15, 20, or 30 years) with level premiums throughout the term. It offers the highest coverage amount for the lowest initial premium, making it ideal for young families, homeowners with mortgages, and those with temporary protection needs.
Learn MoreWhole Life Insurance
Lifetime Protection with Cash Value
Whole life insurance provides permanent coverage that lasts your entire lifetime with fixed premiums. It includes a cash value component that grows at a guaranteed rate over time. This cash value can be accessed during your lifetime for various needs, such as loans or withdrawals. Whole life is ideal for long-term financial planning, estate planning, and ensuring lifelong protection.
Learn MoreUniversal Life Insurance
Flexible Protection with Cash Value Growth
Universal life insurance offers permanent coverage with more flexibility than whole life. You can adjust your premiums and death benefit to suit changing needs. It also accumulates cash value, which grows on a tax-deferred basis and can be accessed through loans or withdrawals. Universal life is suitable for those seeking adaptable coverage and cash value accumulation.
Learn MoreIndexed Universal Life (IUL)
Cash Value Growth Linked to Market Performance
Indexed Universal Life (IUL) insurance is a type of universal life policy where the cash value growth is linked to the performance of a stock market index, such as the S&P 500. It offers the potential for higher cash value growth than traditional universal life, while still providing downside protection against market losses. IUL policies can be a powerful tool for wealth accumulation and tax-advantaged income in retirement.
Learn MoreTerm Life Insurance with Living Benefits
Financial Power if Major Illness Strikes
Ethos Term – Choice with Living Benefits from Ameritas Life Insurance Corp. offers competitive coverage with benefits that put the life in life insurance. Eligible applicants can get maximum protection against the odds with the Critical, Chronic and Terminal Illness Accelerated Benefits rider, included at no cost. If you’re diagnosed with a qualifying illness, you\"ll be eligible to accelerate up to 90% of your policy’s death benefit.
Learn MoreAnnuities
Secure Your Retirement Income
Annuities are financial products designed to provide a steady stream of income, typically during retirement. They can offer tax-deferred growth and various payout options, making them a versatile financial tool for long-term planning.
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