WealthSecure Insights - Personal Protection & Business Funding Solutions
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Who is Business Funding For?

National Business Capital’s industry-leading Partner Program is a powerful resource for your entrepreneur network. With a platform of more than 75 lending partners, we offer the scale to ensure your clients can always find the financing that fits them, not just their budget. Every client receives the same 5-star treatment that’s earned us 3,000+ reviews on Trustpilot and Google, and the Partner Portal ensures you have a completely transparent view of every stage of the process.

Your clients find a solution for their challenge, and you have the opportunity to build a book of business through sizeable commissions. A trusted guide to today and tomorrow, NBC ensures every next step is the right step for your clients.

Key Funding Options and Who They Benefit:

Subordinated Debt

  • **Unique Benefits:** $10 Million Max Funded Amount, 1 - 2 Year Terms, Approved Amount Based on Cash Flow, Rates Starting at 15% - Up to 24 Month Terms, Subordinate 2nd Lien Behind Senior Lender, No Collateral coverage, No equity, No warrants, & No covenants.
  • **Ideal For:** Businesses with 1 Year Time in Business, 600+ FICO, and $1 Million in Annual Sales.

Term Loan

  • **Unique Benefits:** $10 Million Max Funded Amount, 1 - 2 Year Terms, Weekly/Monthly Payments, No Prepayment Penalty, Refinance up to 2 Loans, Could Report to Business Credit.
  • **Ideal For:** Businesses with 2 Years Time in Business, 600+ FICO, and $500,000 Annual Sales or $40,000 Deposited Monthly, with a Business Bank Account.

Line of Credit

  • **Unique Benefits:** $750,000 Max Line of Credit, Approved Amount Based on Cash Flow, Same Day Funding Available, Only Pay for What You Use, Weekly/Monthly Payments, True Revolver; Each Payment Frees Up Additional Available Funds.
  • **Ideal For:** Businesses with 1 Year Time in Business, 600+ FICO, $500,000 Annual Sales or $40,000 Deposited Monthly, and a Business Bank Account.

Cash Flow Financing

  • **Unique Benefits:** $10 Million Max Funded Amount, Approved Amount Based on Cash Flow, Same Day Funding Available, 6 - 24 Month Terms Available, Daily/Weekly/Monthly Payments, Early Payoff Discounts Available.
  • **Ideal For:** Businesses with 1 Year Time in Business, No Minimum FICO, $500,000 Annual Sales or $40,000 Deposited Monthly, and a Business Bank Account.

SBA Loan

  • **Unique Benefits:** $5 Million Max Funded Amount, Approvals: 1-5 Days, Funding 4-10 Weeks, SBA 7a: 10 Year Term, SBA 504: 25 Year Term, Rate: Prime + 1% - 2.75%, Monthly Payments, No Prepayment Penalty, Reports to Business Credit Bureaus.
  • **Ideal For:** Businesses with 2 Years Time in Business, 660+ FICO, $40,000 Deposited Monthly in Business Bank Account or $500,000 Annual Sales, and No BKs/Liens/Foreclosures in Last 3 Years.

Equipment Financing

  • **Unique Benefits:** $5 Million Max Funded Amount, 1 - 5 Year Terms, Rates Start at 7%, 100% Financing Available, Purchase & Leasing Options, Vendor & Private Sales.
  • **Ideal For:** Businesses with 1 Year Time in Business, 550+ FICO, Business Bank Account Required, and Invoice Required.

Account Receivable Line of Credit

  • **Unique Benefits:** Facility Size: $100,000 - $100,000,000, Revolving Line of Credit, Line of Credit Amount Fluctuates as outstanding A/R Fluctuates, Rates Starting at Prime + 2%, Up to 95% Financing of Current A/R, 7+ Days Application to Funding.
  • **Ideal For:** Businesses with 1 Year Time in Business, No Minimum FICO, $1 Million in Annual Sales, and $250,000+ in A/R on Short Terms.

Inventory Line of Credit

  • **Unique Benefits:** Facility Size $100,000 - $10,000,000, Revolving Line of Credit, Line of Credit Amount Fluctuates as Inventory Fluctuates (up and down), Rates Starting at Prime + 2%, Up to 85% Financing of Inventory Liquidation Value, 7+ Days Application to Funding.
  • **Ideal For:** Businesses with 1 Year Time in Business, No Minimum FICO, $1 Million in Annual Sales, and $1 Million in Current Inventory.